Dreaming of a house

Interest Rates

Fixed or Variable ....  Both super low.

Affordable Housing

How can you afford a bigger home?

Perception Group adds financial planning.


We have lenders offing home loans so low its almost unbelievable:










New Owner Occupied, Principal & Interest, Package Loans4. LVR 60-80%. $395 annual package fee. Credit criteria, T&Cs, fees and charges apply.


4 Year Fixed

Rates from



Comparison Rate 


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MoveUp2 is a pathway to safely assist family, friends and community heroes to enter residential property in an affordable manner much earlier than traditional products.​


Right Plan Capital has joined with Perception Group with  Financial Planning to provide unrivaled support and advice to its clients.





With access to over 40 lenders, there is no doubt that we can find just the right lender no matter what your needs.



With access to major local and international lenders, we can provide loans for a duplex up to high rise development projects.



Cars, trucks, boats, forklifts, computer systems, office fitouts, planes, machinery, the list goes on.



Have you considered all the different structures available for an investment loan? Theres is lots to consider when looking into these opportunities.



Need a cash injection to help your business with an overdraft or maybe some debtor finance?



If you are looking for that advice with Super, Insurances, Property Investment, Tax Positioning or how to retire, then you need to visit RIGHT PLAN CAPITAL.



Be sure you get the right advice as these loans have lots of fine print. We have access to several lenders that can help you secure that long term superannuation investment.

Low Doc Loans


Self employed and not up to date with your financials? We have access to loans that dont require tax returns to allow you to qualify for a loan.


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The Perception group of Companies includes Perception Lending, RIght Plan Capital, Perception Leasing and Perception Property Divisions to assist you with your personal financial lending, business finacial lending, wealth management and property needs.


Established in 2008 The Peception Group has grown very quickly with associated mortgage brokers and finance specialists located across the East Cost of Australia. Perception has developed strategic relationships with companies such as Home Affordability Solutions, Urban Land and Housing and several major lending institutions. Perception also has financial planners and licensed realestate agents on the team ready to assist.


There is often far more to your finances that what appears just on your home loan statement. Never assume that "what looks right is right". Consider your overall financial position as it is today and then thinkabout where you would like to be in 5, 10 & 20 years time. Most people should start to wonder what they can do to change their financial position. This is the advantage of The Perception Group. We look to improve the "now" and the "later" options to give you ideas on how to plan and what actions that you can take to provide you with a more stable and profitable future.


The finance industry is huge offering finance terms on so many different things. If you have something that you would like funded, there is a very good chance that we have already done it for someone else. If we haven't then we will find out the best option available for you.

Perception Wholesale Lending Solutions Pty Limited  ABN 17 152 560 480



Please contact your broker for their individual locations.





PO Box 273,

Campbelltown  NSW  2560


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